Pagi bangun untuk sahur, dapat notif dari aplikasi Google di ponsel, ada “news” dari BCA, yakni cara menggunakan Debit Online BCA. Aku pun penasaran dan buka itu artikel. Ternyata dari web resmi BCA.
Tahun lalu (aku lupa kapan tepatnya) memang aku pernah ke BCA Gejayan untuk melakukan penyesuaian identitas. Ya, ada penyesuaian nama lengkap dan alamat di rekening tabungan BCA. Aku lakukan supaya nanti tidak menjadi masalah ketika dibutuhkan. Dikarenakan hal itu, sekalian kartu ATM-nya diganti, kata si mbak CS. Aku sih manut saja. Setelah 2 minggu, aku ke BCA Gejayan lagi karena kartu ATM sudah jadi. Kartu ATM lama diminta, digunting dan dikasi ATM baru berlogo Mastercard.
Waktu itu aku pernah tanya ke mbak CS, “ini ada logo Mastercard, bisa dipakai seperti kartu kredit, untuk transaksi online gitu ga, mbak?” si mbak menjawab kalau dia tidak tahu, tapi sudah seringkali dengar pertanyaan serupa. Dia hanya dengar bocoran dari atasan kalau memang sedang dikembangkan fitur tersebut. Tapi dia minta jangan dikutip untuk disebarkan karena itu masih rumor. Menghormati permintaan mbak CS, ya aku ga bilang siapa-siapa tentang itu. Hehehe.
Ternyata rumor itu beneran ada. Entah aku yang telat atau memang baru saja ada, tapi kartu debit BCA sekarang sudah online. Cara untuk aktivasinya adalah menggunakan aplikasi Mobile BCA. Contohnya ini di akunku:
Pertama-tama masuk ke Akun Saya. Lalu setelah itu pilih menu Kontrol. Halaman selanjutnya seperti ini:
Hidupkan toggle pada Transaksi Debit Online untuk membuat kartu kita bisa ditransaksikan online. Dan selesai! Kartu anda sudah bisa digunakan layaknya kartu kredit atau seperti mCard pada Jenius BTPN.
Aku sih nggak berani ngasi jaminan aman atau nggaknya, soalnya itu semua tergantung kita juga sebagai pemakai layanan. Hanya saja ada fitur yang paling tidak bisa mengurangi kerugian jika ternyata kartu kita bocor detailnya atau entah bagaimana bisa dipakai transaksi orang lain. Fitur itu adalah:
Untuk yang kedua ini, caranya adalah masuk ke menu Akun Saya tadi, lalu tap pada Atur Limit. Setelah itu scroll ke bawah, dan cari Limit Transaksi Debit. Geser ke kiri hingga sesuai dengan limit yang nyaman buat kita. Aku pribadi kasi limit 3 juta, supaya rekening ga jebol andaikata ada fraud.
Aku sendiri belum mencoba menggunakan Debit Online BCA ini untuk transaksi di internet. Alasan utamanya ya karena belum ada yang perlu aku bayar dengan Debit Online BCA ini. Aku sudah kepikiran untuk coba menambahkan di akun Paypal, tapi nanti saja, bisa dibuat untuk artikel baru.
Kalau menurut pengalamanku dengan Jenius, mungkin kurang lebih sama. Masukkan saja 16 digit nomor kartu, lalu CVV di belakang kartu dan expired date. Setelah itu akan masuk ke 3D Secure, kita terima PIN di ponsel dan masukkan ke form. Diproses dan tadaaa… pembayaran selesai. Kenapa aku perkirakan menggunakan 3D Secure? Ya karena ada setting nomor ponsel ketika mengaktifkan Debit Online BCA ini di aplikasi. Kalau nggak buat 3D Secure, trus buat apa?
Oke, sementara seperti itu dulu bincang-bincang mengenai Debit Online BCA-nya. Kalau aku sudah bayar sesuatu menggunakan Debit Online BCA, pasti akan aku bikin artikel lagi.
Dibawah ini adalah pendapat yang dikirimkan pembaca atas artikel ini. Negara Kesatuan Republik Indonesia adalah negara bebas, anda boleh menulis apa saja asal mampu mempertanggungjawabkannya. Kami menerima kritik dan saran namun tidak menerima caci maki. Hidup cuma sekali, jangan sia-siakan hanya untuk menyakiti hati orang lain.
Disclaimer: Komentar adalah tanggapan pribadi, tidak mewakili kebijakan Hanya Lewat. Redaksi berhak menyunting atau menghapus kata-kata yang berbau narsisme, promosi, spam, pelecehan, intimidasi dan kebencian terhadap suatu golongan.
wahh kartu kredit bca , makin mudah aja ya..sayang saya udah tutup kartu karena mau membenahi cash flow
Bukan kak,
Ini kartu debet, dengan fitur seperti kartu kredit, minus ga bisa ngutang.
Jujur baru tau kalau kartu BCA bisa dipakai transaksi online. Selama ini pake kartu dari bank lain. Thanks infonya mas!
Ini memang baru, kak 🙂
Lihat saja rilis media-nya juga belum lama.
ternyata kartu ku belum yang master card, tapi yang Cirrus, harus ke CS dulu ini yaak huhu
Oh itu yang lama, masih belum ada chip-nya. Cepet diganti kak. 🙂
Mas, itu kartu debitnya harus yang Gold atau yang biasa juga bisa?
Selain itu apakah mengaktifkannya hanya via mobile saja, tapi kalau via internet banking tidak bisa?
Maturnuwun pencerahannya… 🙏🏼🙏🏼🙏🏼
Kartu debitnya harus yang sudah pakai chip & ada logo Mastercard-nya. Untuk aktivasi hanya bisa menggunakan Mobile Banking, sesuai dengan petunjuk dari website BCA. Aku juga ga nemu menunya di internet banking. 🙂
Iyaa Bang, sekarang udah bisa, kemarin saya juga gunain kok, mantebb dehh
Digunakan dimana saja?
94s4gq
Some really great content on this website, thanks for contribution. “The spirit is the true self.” by Marcus Tullius Cicero.
Your style is considerate and engaging, I’ve thoroughly enjoyed reading it.
Some genuinely excellent info , Sword lily I found this. “I have to be myself , I can’t be no one else…” by Noah Gallagher.
I am thankful that I noticed this site, precisely the right info that I was looking for! .
Real excellent information can be found on blog.
Great write-up, I am regular visitor of one’s website, maintain up the excellent operate, and It is going to be a regular visitor for a long time.
I loved you better than you would ever be able to express here. The picture is beautiful, and your wording is elegant; nonetheless, you read it in a short amount of time. I believe that you ought to give it another shot in the near future. If you make sure that this trek is safe, I will most likely try to do that again and again.
Very good written post. It will be beneficial to anyone who utilizes it, including me. Keep up the good work – looking forward to more posts.
I used to be recommended this blog by means of my cousin. I’m not certain whether or not this post is written by him as no one else recognize such unique approximately my trouble. You are incredible! Thank you!
whoah this blog is great i love reading your articles. Keep up the great work! You know, lots of people are looking around for this info, you can help them greatly.
I appreciate, cause I found just what I was looking for. You have ended my 4 day long hunt! God Bless you man. Have a great day. Bye
Excellent website. Plenty of useful information here. I’m sending it to some friends ans also sharing in delicious. And certainly, thanks for your sweat!
I really like your writing style, wonderful info , thanks for posting : D.
You really make it seem really easy with your presentation but I find this topic to be actually one thing that I think I might never understand. It kind of feels too complex and extremely extensive for me. I am having a look forward in your subsequent put up, I’ll attempt to get the cling of it!
The other day, while I was at work, my cousin stole my iPad and tested to see if it can survive a forty foot drop, just so she can be a youtube sensation. My iPad is now broken and she has 83 views. I know this is completely off topic but I had to share it with someone!
I have been browsing online more than three hours as of late, but I by no means discovered any attention-grabbing article like yours. It’s lovely value enough for me. In my opinion, if all web owners and bloggers made good content as you did, the internet might be a lot more useful than ever before.
Hey, I think your website might be having browser compatibility issues. When I look at your blog site in Ie, it looks fine but when opening in Internet Explorer, it has some overlapping. I just wanted to give you a quick heads up! Other then that, great blog!
Wow amazing blog layout How long have you been blogging for you made blogging look easy The overall look of your web site is magnificent as well as the content
Usually I do not read article on blogs however I would like to say that this writeup very compelled me to take a look at and do it Your writing style has been amazed me Thank you very nice article
you are truly a just right webmaster The site loading speed is incredible It kind of feels that youre doing any distinctive trick In addition The contents are masterwork you have done a great activity in this matter
Its like you read my mind You appear to know so much about this like you wrote the book in it or something I think that you can do with a few pics to drive the message home a little bit but other than that this is fantastic blog A great read Ill certainly be back
of course like your website but you have to check the spelling on several of your posts A number of them are rife with spelling issues and I in finding it very troublesome to inform the reality on the other hand I will certainly come back again
I was suggested this web site by my cousin Im not sure whether this post is written by him as no one else know such detailed about my trouble You are incredible Thanks
Hey there You have done a fantastic job I will certainly digg it and personally recommend to my friends Im confident theyll be benefited from this site
qkep4m
Some genuinely nice and useful information on this internet site, besides I think the style and design has great features.
There is definately a lot to find out about this subject. I like all the points you made
“Well done!”
I have been absent for some time, but now I remember why I used to love this blog. Thanks , I’ll try and check back more frequently. How frequently you update your site?
I truly appreciate this post. I have been looking all over for this! Thank goodness I found it on Bing. You have made my day! Thanks again
oi8hes
iel7ed
hlrekt
It’s the best time to make some plans for the long run and it is time to be happy. I’ve learn this submit and if I could I desire to suggest you some attention-grabbing issues or suggestions. Maybe you could write subsequent articles regarding this article. I desire to learn even more things about it!
Wow, wonderful blog layout! How long have you been blogging for? you make blogging look easy. The overall look of your web site is excellent, let alone the content!